If you have high debt, and are in trouble, you have probably heard the term “credit counseling,” but do you understand what it is? Oftentimes this term is used in the same sentence as debt negotiation or debt settlement, but actually, it’s a completely different process. With credit counseling, you will actually work with a […]
To improve your credit score, you have to take steps to improve the rating that the credit bureaus give you on your credit report. The score is the grade they give so that merchants know whether or not you a good risk for them to lend money or allow you to have a credit account. […]
Sue is a homeowner and pays her mortgage and other bills on time like a good credit consumer. Sue’s on-time mortgage payments are reflected in her credit score profiled by the three major credit bureaus; Equifax, Experian and Trans Union.
Joe on the other hand is a renter, who wants to buy his first home in […]
In their quest to get you to sign up for their credit card, banks and financial institutions are coming up with more and higher incentives to entice you. Frequent flyer miles gave way to gas miles which opened the door for cash rebates and reward points to be used at ‘our fine member merchants’. When […]
A bank in Camden New Jersey or so may have a total different actual rate of interest for a 22500 dollar money loan then a merchant bank in Los Angeles California and that makes a big clear gap in your weekly pay backs. 17.7 percent loan rate may look so good but will it stay […]
When I took on my first mobile broadband connection package like most people, I think in my eagerness to get online I paid little attention to the costs involved in buying the dongle and getting connected to the Internet. Now with hindsight I think I should have been a little more attentive when making my […]
Please use caution when you use a ‘credit’ card on the internet. There are ‘criminal elements’ every-where, and online is no exception. I will actually go as far as to say that you should NEVER use a ‘credit’ card online AT ALL. Hear me out! I have a PayPal account and it can be quite […]
Finally, after the hard-core efforts that are directly related to generating traffic to your website, you next step is to develop a strategy that creates follow-on, long-term traffic. Several methods exist for this Tier III strategy:
- Taking the large list of ancillary keywords that relate directly or indirectly to your website, begin purchasing keyword related […]
If you’re looking to save money when purchasing goods over the internet it can be a daunting task! There is no-one to barter with, there are no store cards available and there is little in the way of sales or offers.
One key way to save money, which is often over-looked by the average on-line shopper, […]
Once you’ve been paying off a credit card for a while you might be offered a ‘payment holiday.’ You’ll get a letter stating that since the company knows it’s difficult for some families around Christmas they’re offering you a month off from paying as a ’special present.’
Why Would They Do That?
Offers of payment holidays typically […]