With all the many reward programs out there, this is perhaps the only card that doubles as a calling card. The AT&T Universal Platinum Card is issued by Citibank with the general purpose of being a credit card that comes with a lower APR, and also a calling card with probably not-so-low calling charges.
As with […]
Over 90% of business owners have never taking the time to build business credit. The reason why I have chosen to open this article with this statement is for two reasons. #1 to give comfort to those who have not taken the time to establish business. From this statement you can see that you are […]
The Credit Reporting Agencies (CRA), Equifax, Experian and Trans Union are household names. All of the financial institutions use one, or all, of these CRAs to pull your credit when you apply for a loan.
According to the latest federal law, once a year you can get a free copy of your credit report from these […]
Earning through spending can be regarded as impossible or more so, a mere day dream. If you are a person who wish to earn rewards from spending then this Cash Back Credit Card is for you.
Actually, these rewards are not in kind but in cash. Cash rebates is how credit companies refer to these […]
Store cards and credit cards have their advantages and disadvantages, but which is best for you. In this article we point out some basics to help you take control of your spending.
Store Cards
Do you have a store card? How many do you have? Do you know how much you are spending on […]
As we march head long into the new millennium it would seem that a Credit Card is an essential accessory of modern life.
There are not many places on our planet where you can’t use the ‘fantastic plastic’ for purchases large and small. In this phenomenon (the vastness of the credit card network) lies the ambush […]
A credit score is an indicator of how likely you are to default on a loan or credit card in the next 24 months. This information is used by credit grantors when evaluating your credit for approval. Your BEACON®, FICO® or EMPIRICA® score is based solely on information in your credit file maintained by the […]
When you are in the need of a credit card for yourself or for a loved one you may want to start to check into some of the different credit cards that offer you some kind of a gas reward program. You may be a little hesitant in seeing what some of the credit […]
They arrive in your mail - a conspicuous looking mail piece from some “official looking” bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card.
Of course, you don’t have to have any credit. You can even have bad credit or have just filed bankruptcy or even be rated as a “slow […]
It’s no secret that your credit score affects every aspect if your financial life. Your three digit credit score impacts your mortgage interest rate, your ability to secure low interest credit cards, and possibly even your ability to land that great new job you’ve been eyeing. Your credit score is like your financial DNA that […]